Expense Insurance
Email Address
info@expenseinsurance.com
Phone Number
(+1)7867393307
Our Location
487 Brightfield Trl, Balwin, MO 63021
info@expenseinsurance.com
(+1)7867393307
487 Brightfield Trl, Balwin, MO 63021
This website is owned and operated by Expense Insurance (“Expense Insurance,” “Company,” “we,” “us,” or “our”). By accessing or using this website (the “Site”) and related services (the “Service”), you (“User” or “you”) agree to be bound by these Terms of Service (“Terms”), along with any policies incorporated herein, including our Privacy Policy.
This Agreement contains a binding arbitration clause, which means you and Expense Insurance agree to resolve certain disputes through binding individual arbitration rather than in court. You may have the right to opt out of arbitration (see Section Disputes below).
Expense Insurance provides information regarding its insurance and financial services, including coverage options, policy details, claims support, and related services offered by the Company or its affiliates.
To use the Site, you must:
Obtain internet access and pay any associated service fees.
Provide all necessary equipment (such as a computer, modem, or mobile device).
The Service may include advertisements, sponsorships, and third-party links, which are necessary for providing access.
You must be legally able to form binding contracts to use the Service. Minors (under 18) are strictly prohibited from using the Service. If you are 17 or younger, please exit this Site immediately.
By accessing or using the Service, you acknowledge and accept these Terms, including any future modifications. These Terms constitute the entire agreement between you and Expense Insurance and supersede any prior agreements.
To Terms: Expense Insurance reserves the right to update or revise these Terms at any time. You are responsible for reviewing them periodically. Continued use of the Service constitutes acceptance of any changes.
To Service: We may modify or discontinue any part of the Service at any time, with or without notice. We are not liable to you or any third party for any such modifications.
You agree to:
Provide true, accurate, and complete information when required.
Keep your registration details updated.
We reserve the right to terminate your account if false or incomplete information is provided.
You agree not to use the Service to:
Violate any applicable laws or regulations.
Impersonate others or misrepresent your affiliation.
Upload, transmit, or distribute harmful, defamatory, obscene, or unlawful content.
Upload viruses, worms, or malicious code.
Conduct spam, chain letters, pyramid schemes, or unsolicited marketing.
Infringe on intellectual property rights unless you have proper authorization.
Obstruct or interfere with other users’ enjoyment of the Service.
Exploit the Service for unauthorized commercial purposes.
The Service, its content, and any necessary software contain proprietary and confidential information protected by intellectual property laws. You agree not to copy, modify, rent, sell, distribute, or create derivative works without express authorization.
Our Service may contain links to external websites. Expense Insurance is not responsible for the availability, content, or practices of third-party sites. Your use of such sites is at your own risk.
Your use of the Service is subject to our Privacy Policy, which governs the collection and use of your information.
To the fullest extent permitted by law, Expense Insurance shall not be liable for:
Any direct, indirect, incidental, or consequential damages (including lost profits, data, or goodwill).
Unauthorized access to or alteration of transmissions or data.
Third-party conduct, content, or services.
The cost of substitute goods or services.
The Service is provided “as is” without warranties of any kind.
You agree to indemnify and hold harmless Expense Insurance, its affiliates, employees, and agents against any claims, damages, or expenses (including reasonable attorneys’ fees) arising from your use of the Service, violation of these Terms, or infringement of others’ rights.
If you believe any content on this Site infringes your copyright, please send a written notice including the following:
Your physical/electronic signature.
Identification of the copyrighted work.
Identification of the infringing material and its location.
Your contact details.
A statement of good-faith belief that the use is unauthorized.
A statement under penalty of perjury that the information is accurate and you are authorized to act.
DMCA Agent Contact:
Expense Insurance – Copyright Infringement Claims
📧 Email: admin@expenseinsurance.com (update if needed)
You agree to comply with all applicable laws and export regulations when using the Service, regardless of your location.
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.
Any disputes arising from your use of the Service shall be resolved through confidential binding arbitration in Duval County, Florida, under the rules of the American Arbitration Association.
Arbitration awards are final and may be entered in any court with jurisdiction.
Class action waivers: No arbitration may be joined with another, whether through class action or otherwise.
Expense Insurance may seek injunctive relief in California state or federal courts to protect intellectual property.
By submitting, uploading, or providing content to the Service, you grant Expense Insurance and its affiliates a worldwide, royalty-free, irrevocable license to:
Copy, distribute, transmit, publicly display, reproduce, edit, or reformat your content.
Publish your name in connection with your content.
We do not claim ownership of your content, but this license allows us to operate the Service.
For questions regarding these Terms, contact us at:
📧 info@expenseinsurance.com